I remember watching the Disney movie, Justin Morgan Had a Horse and deciding I must have a Morgan horse. My mother told me I could have one if I saved up $200 ( a lot of money way back then). I saved birthday money, collected bottles for exchange and searched the couch cushions until my back account reached the right amount. My mother then found a palomino Welsh pony mare in foal to a Morgan stallion. I didn't quite get a Morgan horse, but a Morgan-Welsh cross.

Of course, it helped that my mother's passion was horses and we lived on a farm already. There was no question of whether I was ready for a horse or not. This pony was in fact my third or fourth. But not every child who wants a horse can get one so easily. What do you do when your child is begging for a horse or pony? Read Should You Buy Your Child a Horse or Pony for tips that may help you make the right decisions.

More About Buying Kid's Ponies

• You Want a Horse or Pony: How to Convince Your Parents
• Buying A Child's First Pony FAQ